Opening and Trading an Account at Rydex Funds

Rydex Funds has a $25,000 minimum account size. This account minimum refers only to your total account size and not to the minimum required for any one Rydex Fund. If you do not wish to place $25,000 with the Rydex Funds family, Rydex funds can be purchased and sold in smaller amounts on a commission basis through an online brokerage.

You can arrange to have McDonald Capital Management make strategy exchanges in a Rydex model of your selection, provided the securities regulations in your State permit this service for a fee. Under its advisory agreement with Rydex, McDonald Capital Mangement advisory accounts do not have a minimum account requirement. Contact McDonald Capital Management about enrollment, pricing and other details

The following are the general steps to take in opening a Rydex Funds account, consulting our strategy, and making trades online:

Rydex Funds On-Line: Rydex Funds Online Account

• You can open an individual account on-line, but not an IRA, Trust or Corporate account.
• You must fund the account through ACH (Automated Clearing House). You will need your bank's routing number and your account number to use this on-line transfer method.
• You cannot open an on-line account for more than $50,000, but you can put any amount in therafter.
• If you want to proceed on-line, use the link above and follow the Rydex Instructions

Rydex Funds By Mail: Get Rydex Account Application On-Line to Mail In

• The correct procedure for IRA, Roth IRA, Trust, Corporate and other accounts requiring special forms or signatures is to get an account application on-line to mail in.
• You can use the link above to download the proper application form.
• You will see the following 3 buttons from which to choose:
  
• Choose the "Download Application" button. You will then see the following buttons:
  
• Click on the correct category for you, for instance, "Individuals without Advisor", and follow instructions for the type of account you selected.
• You will be able to fill out an application on-line, print it, and mail it in with your check. You also can contact your bank to wire funds.
• Another alternative is to print out your forms, fill them in by hand, and then mail the forms and your check to Rydex.

Consulting the Mutual Fund Investing Trading and Market Timing Strategy for Rydex Funds

Note: The assumption at this stage is that you have pre-determined the Rydex Funds suitable for your investment risk profile.

If this is your first investment in a Rydex Fund, or if an exchange is indicated by our strategy from a Rydex Fund you own, the first thing to do is to decide on the Rydex Fund into which you will exchange. The procedure is the same whether this is your first entry, or an exchange.

To see how we make our choices, consult:

• Two Minute Manager
• Rydex Model Examples
• Bond Trading Example
• Gold Timing Example

Trading Funds at Rydex

• When you have made your choice, go to Rydex Funds, click on "Access My Account", and log in.
• On the Account Position page, click on "Trade Account" in left navigation bar.
• On the Trade page, complete three steps.
1. Under "Trade Type" use drop-down menu and click on "Exchange"; and under "Units" use the drop-down menu and click on "percentage".
2. In "Trade From", use the drop-down menu and click on the fund from which you will be exchanging to bring it up into the window. In the "Amount" window, we enter 100 for 100%. Our Strategy always trades 100% when moving from one fund to another fund or funds.
3. Under "Trade To", use the drop-down menu and click on or type in the name of the fund into which you are exchanging to bring it up into the window. This can be the money market fund. Opposite the name of the fund under "amount", enter 100 for 100% if the exchange you will be making is to one other fund. If the exchange you are making is to two funds, enter them one at a time in two "Trade To" windows and enter 50 for 50% for each in the "Amount" window.
• Click on "Preview Trade", enter the trade, and wait for confirmation.
• View the members' Daily Scoreboard and Fund Tables on our site to see when another exchange is indicated by the Strategy.